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What do Scandinavia, Bernie Sanders, and the Soviet Union have in common? Each of them uses socialism as a political anchor of their ideal societies. This word is going around in popular culture and political discourse as both a pejorative and a compliment. However, how can the same system be behind both the Nazi partyContinue reading “Understanding Socialism: Case Studies”

Communism is an economic system where the government owns all of the property and means of production. It was first theorized by Karl Marx, who believed that communism would be a utopian society with no class conflicts, no social classes, and with everyone working for themselves. Communism became popular in Russia during the late 1800sContinue reading “An In-Depth Look at Communism”

ETFs can be an excellent idea for investing, particularly if you are a beginner. This is because they offer diversification and liquidity. Investing in ETFs is not complicated but requires some homework on your part before beginning the process. ETF selection should reflect your risk tolerance and time horizon. This means that if you areContinue reading “8 Tips to Investing in Etfs”

There are many low-risk investment options available, and each has its own advantages and disadvantages. Here are seven low-risk investments that you could consider Certificates of Deposit (CDs): A CD is a savings account offered by banks that pays interest rates higher than those on traditional savings accounts. In order to open a CD, youContinue reading “7 Low-Risk Investments and their Advantages”

Cryptocurrency has exploded into the mainstream in recent years. With all of its opportunities and hype, it’s no wonder many people are looking to get involved with cryptocurrency. crypto mining is one of these ways that you can get involved! This blog will take a look at what crypto mining actually entails, how you couldContinue reading “The Complete Guide to Crypto Mining: Navigating the Cryptocurrency Landscape”

This article will explain how to use npv in excel. XNPV is a function that calculates the net present value of an investment based on future cash flows and discounts them to their current values. This function is available in Excel 2010 and above. To use the XNPV function, you will need to input theContinue reading “Calculating NPV With the XNPV Function in Excel”

The debt service coverage ratio (DSCR) is a key metric used by lenders to determine the financial health of a company. The DSCR measures how easily a company can make its debt payments and is calculated by dividing net operating income (NOI) by total debt service payments. A high DSCR indicates that a company hasContinue reading “How to Calculate the Debt Service Coverage Ratio in Excel”

– calculate your home’s equity by subtracting your outstanding mortgage balance from the current market value of your home – if you plan on selling in the near future, calculate how much equity you’ll have available to put toward a new home purchase – review your options if you’re underwater on your mortgage loan WhenContinue reading “The Equity Inside Your Home: A Guide to Calculating”

One of the most important tools in finance is Net Present Value. It is a measure of how much money you would need to invest today, at a given rate of return, to have as much value as the future sum total of all cash flows that you would otherwise receive from an investment. InContinue reading “How to Calculate Net Present Value on Excel”